Welcome
Balanced Financial Wealth Management Ltd. is an Independent Financial Planning firm built on the premise of always placing our client’s interests first.
As a cornerstone of that philosophy, we maintain our independence. We are not affiliated with any financial institution and so we are neither restricted nor influenced by any interests other than those of our clients. We are committed to providing the best advice. We achieve our expertise through a regime of continuing education and are proud of the fact we have adhered to this commitment for over 25 years.
Our Mission is to consistently provide our clients with a greater than expected level of financial planning service. We believe that great financial plans begin with listening to our clients. In this fashion we are assured each client has a distinctive plan as we recognize that each of our clients have individual needs, aspirations and circumstances. We build long-term relationships with our clients by helping them develop solid financial strategies.
We work with the current financial resources of our clients as we plan for their future. This strategy helps to ensure that our clients realize their personal goals and dreams. We are proud of the fact that most of our new clients come to our firm as a result of referrals from existing clients.
We offer a full range of financial planning services including:
- Tax Planning
- Wealth Management
- Estate Planning
- Retirement Planning Services
Recent Articles
Debt Reduction as Retirement Savings Strategy
Posted on 01-10-2012Statistics Canada recently reported the ratio of household credit market debt to disposable income reached the highest level since the agency began tracking this figure. In 1990 it was 50%, rose to 110% in 2000 and jumped to 149% in the second quarter of 2011. This can cause some angst for those with children reaching post-secondary school age.
Government Benefits Can Boost Retirement Income
Posted on 01-10-2012In a 2010 report to the Minister of Finance, it was found that approximately 160,000 Canadian seniors were not aware of the full range of benefits they were entitled to in their retirement years. In fact, nearly $1 billion in retirement benefits from the Canada Pension Plan (CPP), Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) have not been paid out to eligible recipients.
TFSAs: Flexible Wealth Building Strategy
Posted on 12-12-2011The Tax-Free Savings Account (TFSA) was introduced in the February 2008 Federal Budget and became available January 1, 2009. It is touted by the Government of Canada as "the single most important personal savings vehicle since the introduction of the Registered Retirement Savings Plan (RRSP)."
